What we do?
Our program is designed to resolve your debt for significantly less than you owe — as quickly as possible.
Our program is designed to resolve your debt for significantly less than you owe — as quickly as possible.
First, one of our friendly Certified Debt Consultants walks you through a range of debt strategies to help determine if our program could be the right solution for your debt. It’s a short, no-obligation phone call. To request a call now or click here.
To help you succeed, we work with you to design a program that could offer significant savings compared to making minimum payments; enabling you to resolve your debt in less time. All while having a monthly deposit program that allows you to feel comfortable.
Every step of the way, friendly customer service representatives are ready to answer questions and offer support.
Each month, you make a monthly deposit into an FDIC-insured Dedicated Account that you control.
Your Dedicated Account is the engine that drives your program. As you build it, our negotiations team creates a custom strategy to achieve your settlement.
SettleThatDebt knows when to start negotiation, what type of settlement to negotiate, and how to leverage a settlement with one creditor to get a better settlement with another. We use this insight to create a negotiations strategy just for you.
Each time our negotiation experts reaches a settlement with one of your creditors, we immediately contact you for authorization.
Your authorization is required for every single settlement.
After the full settlement amount is paid on each account, your creditors should report to the credit rating bureaus that your accounts are either settled in full, settled, paid, paid by settlement, or settled for less than the full amount.
Regardless of the term used, you no longer owe on any of your enrolled accounts once they are settled — their balances are zero.
Your debt is behind you!
Our Certified Debt Consultant will:
Walk you through our program as well as other debt relief options
Review your financial situation Talk with you to understand your goals and hardships
Evaluate whether or not you may qualify for our program
